Pre-lend due diligence and existing client review across Invoice Finance, Asset Based Lending, Stock, Trade Finance and Cash Flow Lending.
Our due diligence services provide lenders with the independent, detailed analysis needed to make informed lending decisions. We combine experienced auditors with bespoke technology to deliver thorough assessments efficiently.
From initial pre-lend surveys through to ongoing client reviews, we support lenders across the full facility lifecycle. Our reports are designed to give credit committees and senior management clear, actionable insights.
With national coverage and the ability to react quickly, we help lenders move deals forward with confidence while identifying and managing risk effectively.
Comprehensive assessment services tailored to each lending scenario.
Thorough assessment of potential borrowers before facility approval. We analyse receivables, verify debtor quality, review contracts, assess systems and controls, and identify potential risks to inform your lending decision.
Regular monitoring and review of live facilities. We identify changes in client behaviour, debtor quality, and risk profile to help you manage your portfolio proactively and address issues before they escalate.
Specialist expertise in accounts receivable assessment for invoice finance and asset-based lending facilities. Deep understanding of dilution, concentration, debtor quality, and the specific risks in these product types.
Assessment of inventory-based facilities including stock finance and trade finance arrangements. We evaluate stock quality, valuation methodology, storage, and the controls around inventory management.
A structured approach to deliver consistent, high-quality assessments.
Receive and review your requirements, agree scope and timeline.
Request and analyse preliminary data before the site visit.
On-site assessment, management interviews, and verification testing.
Comprehensive report with findings, risk assessment, and recommendations.
Every aspect that impacts the quality and security of your lending.
Quality, concentration, and verification
Assignment rights, restrictions, terms
Credit notes, disputes, adjustments
Processes, software, audit trails
Bank analysis, cash flow, accounts
Crown debt, legal issues, red flags
Get in touch to discuss your requirements. We can typically accommodate urgent instructions with rapid turnaround.